Three Steps Toward A Better Retirement In 2018 Did You Know?

Feb 5, 2018 2:45:00 PM / by Darwin Bayston, CFA

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For seniors who have already entered retirement, there are some important things that can be done in 2018 to make it better and more fulfilling:

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Consumers Pay for Insurance Company Mistakes

Jan 28, 2018 10:05:00 AM / by Dan Young, CLU, ChFC, CASL, Senior Managing Director and General Counsel at Vida Capital

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A Wall Street Journal recent article entitled “Millions Bought Insurance to Cover Retirement Health Costs.  Now They Face an Awful Choice”, discussed the recent trend of increases in rates for long term care insurance.  The article discusses how many people were told that they would have level premiums to cover medical needs in the future.  These consumers paid their premiums and kept their end of the bargain, only to be told that the insurance companies did not correctly estimate the costs and the risks.

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3 Ways That Life Settlements Can Help You Take Care of Your Family

Jan 19, 2018 10:26:00 AM / by Jon B. Mendelsohn CEO, AsharGroup.com

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If you’re like most people, you bought your life insurance policy because you wanted to take care of your family.

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3 Facts About Life Settlements That Every Financial Advisor Should Know

Jan 16, 2018 11:03:00 AM / by Jon B. Mendelsohn CEO, AsharGroup.com

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Over the past few years, we’ve found that life settlements have gradually been moving more into the mainstream financial world. As we meet with advisors, we find that many more know about this secondary market solution than was true in the past.

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Getting Past the “Ick” Factor

Dec 4, 2017 1:15:00 PM / by Darwin Bayston, CFA

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How to talk to your clients about the idea of selling their life insurance policies.

Wealth managers and estate planners are becoming more familiar with life settlement transactions, in which your client sells his policy to a third-party investor and receives a cash payout, thereby monetizing the asset immediately. The new owner takes responsibility for paying the premiums and collects the policy’s death benefit when the client passes away.

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4 Things to Tell Older Clients About Their Life Insurance

Nov 21, 2017 11:07:00 AM / by Darwin Bayston, CFA

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For advisors who work with clients already in retirement, it can be challenging to know exactly what kind of advice to provide seniors when it comes to life insurance.

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Information About 23rd Annual Fall Life Settlement Conference

Oct 23, 2017 2:16:00 PM / by Darwin Bayston, CFA

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ORLANDO, Fla., Oct. 17, 2017 (GLOBE NEWSWIRE) -- Many American families today are facing financial security challenges and need to know their life insurance policies may be able to be monetized to help them address those financial needs, according to E. Benjamin Nelson, a former two-term U.S. Senator from Nebraska.

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The “Senior’s Right to Know” Movement Gains Momentum: What if a Senior No Longer Needs their Life Insurance?

Sep 17, 2017 11:32:00 AM / by Darwin Bayston, CFA

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This summer, the State of Florida gave a jolt to the growing “Senior’s Right to Know” movement in America – and all registered financial consultants need to be aware of these latest developments.

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Brace Your Baby Boomer Clients

Aug 22, 2017 5:48:00 PM / by Darwin Bayston, CFA

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As millions of baby boomers continue their mass exodus from the workforce to retirement, they are already coming to grips with the reality that investment returns in the coming years are unlikely to keep pace with those of recent history, as illustrated by the modified projections recently used by Calpers and other major institutional investors. Now comes a new study that adds insult to injury: the principal driving force for these depressed returns is none other than the baby boomer generation itself.

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Life Settlements Identified by NAIC Innovation Group as Private Market Option for Financing Long-Term Care Services

Jul 26, 2017 2:13:00 PM / by LISA

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The National Association of Insurance Commissioners (NAIC) has approved a document for policymakers and various stakeholders that provides an overview of long-term care (LTC) financing mechanisms currently available in the private market, including the life settlement option.
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